Wise

Wise (formerly TransferWise)

Wise (formerly known as TransferWise) is a leading online money transfer service that makes sending money abroad fast, transparent, and affordable. It is especially popular among individuals who find cryptocurrency transfers intimidating or inconvenient.

Wise is one of the most user-friendly and cost-effective options for international transfers. With a simple mobile app and website, users can easily send funds between countries at near-mid-market exchange rates, with minimal hidden fees.

How It Works: Sending from Japan

When sending money from a Japanese bank account via Wise, the process includes a domestic bank transfer (furikomi):

1. Initiate your transfer on the Wise website or app.
2. Choose the amount and destination currency.
3. Wise will provide you with their Japanese receiving account details. This is typically a PayPay銀行 (PayPay Bank) account in the シラカバ支店 (Shirakaba Branch).
4. Log in to your Japanese bank account and complete the furikomi (domestic bank transfer) to Wise’s account.
5. Once the transfer is complete, return to the Wise platform and click "I’ve sent the money" or "Transfer Complete."
6. Wise will then handle the rest of the transfer and send your money to the destination account overseas.

Transfers are typically completed quickly and transparently, and tracking is available throughout.

Why Use Wise?

• Convenience: No need to visit a physical location \u2014 everything is done online.
• Transparency: Clear fees and mid-market exchange rates.
• Speed: Many transfers complete within hours.
• Security: Regulated by financial authorities globally.
• Better than crypto (for some): Great for users who are not comfortable with cryptocurrency wallets or blockchain transactions.

Sign Up with a Bonus

You can sign up for Wise and get your first transfer for free using the affiliate link below: 👉 wise.com/invite/dic/nike1

Summary

Wise is ideal for individuals looking for a trustworthy, efficient, and modern alternative to traditional bank wires or cryptocurrency when sending money internationally. It’s especially convenient for transfers from Japan thanks to local support and clear instructions.